Star Kisan Ghar Yojana 2023 (BOI) House Loan 50 Lakh Apply Online, Eligibility

Get details on BOI Star Kisan Ghar Yojana 2023 in which farmers get a House Loan of up to 50 Lakh Rupees Apply Online, Eligibility criteria, documents needed for registration, and Benefits.

Hello viewers, today we are here to tell you about a new scheme which is launched by the Bank of India for all the people who want to make their dream house. This is a house loan scheme. This scheme is for the farmers who want to renovate their houses or make their own houses.

This scheme is helpful for farmers so that they could not face any problems regarding money.  So today we will help you all to know about this scheme and how you can apply for this scheme and what are the important documents to apply for the scheme. So let’s talk about the whole idea of the Bank of India.

Star Kisan Ghar Yojana 2023

So the basic feature of the Star Kisan Ghar Yojana 2023 is to make farmers self-dependent. In this scheme, farmers will be benefited from a loan scheme that is available at a very less interest rate for all farmers. Farmers can take this loan for house making or house renovation. And farmers will also get sufficient time or tenure to repay the loan amount. This scheme has been introduced for the welfare of farmers. This would be an easy loan scheme and farmers can also apply online for this scheme.

Highlights of Star Kisan Ghar Yojana

Scheme NameStar Kisan Ghar Yojana
Introduced byBank Of India (BIO)
BeneficiariesAll the farmers who are unable to renovate or make their house
BenefitsLoan amount on fewer interest rates
ObjectiveTo help poor farmers so that they can also make their dream house.
Loan AmountFarmers can apply 1 lac to 50 Lacs
Starting date to Apply2023
Last Date To ApplyNA
Application’s ModeOnline
Official Websitewww.bankofindia.co.in
Star Kisan Ghar Yojana

Star Kisan Ghar Yojana Loan Amount

So as we have already given the details above in the article the bank of India will give the total amount of rupees 1 lac to 50 lacs to farmers who want to make their house on their ken land. Farmers can also apply for loan amounts from 1 lac to 10 lacs for the renovation of their old houses.

Only the farmers who are doing farming and have KCC (Kisan Credit Card) can take the benefits under this scheme. This loan will be given to farmers at an 8.05% interest rate. And farmers will get 15 years time period to give back their loans. So all the interested farmers can read this article and apply for this scheme as per the guidelines we have provided in this article.

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Objective of Star Kisan Ghar Yojana

The main objective of Star Kisan Ghar Yojana is to support poor farmers who do have not enough money to renovate or construct their own houses. This scheme will be very helpful for farmers because the interest rate will be also minimum from another scheme.

Eligibility Criteria

  • Farmers across India can apply for this bank of India House loan scheme for farmers.
  • Under this scheme, only those candidates will be eligible who have their own land on their names.
  • Farmers with Kisan Credit Card ( KCC) can apply for this scheme. Bank of India will give loans to only these farmers.
  • Farmers do not have to pay their income return tax under Start Kisan Ghar Yojana.

Important Documents

  • Aadhar card’s copy of KCC holder farmer.
  • Permanent residential proof.
  • Kisan Credit Card Bank Passbook.
  • Passport size photograph of a farmer.
  • Current Mobile Number.

Benefits of Star Kisan Ghar Yojana

  • Star Kisan Yojana will help the farmers of the Country.
  • In this scheme, loans will be sanctioned for farmers through BIO for making homes.
  • Under Star Kisan Ghar Yojana farmers will get loans at an 8.05 % interest rate.
  • Farmers can apply for a 1 lac to 50 lacs loan under Star KisanGahrYojana.
  • Farmers will have a huge time to repay their loan amount.
  • This scheme will help poor farmers so farmers who will be very poor can also see the dream of their own house.
  • For getting the scheme’s benefits farmers have to visit the official portal to apply.
  • Farmers will get this loan amount directly into their KCC account.
  • The main motive of this Yojana is to empower all the farmers of the country.
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BOI Star Kisan Ghar Yojana Apply Online

So you can simply apply for this scheme. The online application process will be available on the official website of the Bank of India.

  • So all the eligible beneficiaries can go to the official website of the Bank of India.
  • Now find the link to this scheme on the home page of the official website.
  • Now click on this link to get an application form for Star Kisan Ghar Yojana.
  • Now the pdf file of Star Kisan Yojana 2023 will be in front of you.
  • Download this application form and take the printout of this application form.
  • Read this application form carefully and collect all the documents which you need to attach to the application form.
  • Now fill out this application form and attach all the documents and sign the application form.
  • Now submit this application form to the concerned department.
  • So this way you can apply for the scheme and after verification by the department, you will be benefited from the scheme.

Important Links

Offcial Websitebankofindia.co.in
Application FormCheck here

FAQ’s

What is Star Kisan Ghar Yojana?

This is a welfare scheme for farmers which helps farmers by giving them loans for the renovation and construction of the house.

Who launches this scheme?

Bank of India (BOI) launched this.

Who is eligible to apply for Star Kisan Ghar Yojana?

All the Kisan Credit Cardholder farmers are eligible to apply for this scheme.

What is the motive to launch Star Kisan Ghar Yojana?

The main motive is to empower the farmers of the state.

Final WordsWe hope we could satisfy you all with BOI Star Kisan Ghar Yojana 2023. This information will be very helpful to all of you if you are thinking to apply for this scheme. If you want to know more check the official website for this.

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