rhodisha.gov.in mogra Login, Beneficiary List, Mo Ghara Registration, MoGhara Yojana Benefits, Key Points, Features, Documents needed
The Odisha Government has provided Pradhan Mantri Awas Yojana for individuals who are inhabitants of rural areas and don’t have a house of their own or who are living in a rented house. They can benefit from this scheme by applying online. It also comprises of schemes such as Biju Pakka Ghar Yojana, Pakka Ghar Yojana (Mining), Construction Workers Pakka Ghar Yojana and rhodisha gov in moghara. The Odisha government has introduced the Mo Ghara Yojana to aid its citizens with financial aid for house construction. To obtain the benefits of this scheme and complete the registration process, readers must complete the article.
rhodisha.gov.in mogra
The Odisha Government recently began the Mo Ghara Yojana 2023, an initiative aimed to provide adequate housing for families in Odisha who do not possess Pucca Houses or are living in single-room concrete dwellings. Youc an acess this webiste via visit rhodisha.gov.in mogra address. In Odia, Mo Ghara means my house, illustrating the government’s intention to provide shelter to all citizens. Unlike Pradhan Mantri Awas Yojana, this scheme requires less and offers easy loan disbursal, with up to 3 Lakhs being granted without any processing fees to help build homes.
As the program starts on the 29th of May 2023, eligible citizens will be able to apply online on the 15th of June 2023 via the official website, rhodisha.gov.in. Families belonging to Low-Income Groups or those residing in Kutcha Houses are eligible for the scheme.
Odisha Mo Ghara Yojana
| Scheme Name | Mo Ghara |
| Launch By | CM Shri Naveen Pareek |
| Post Name | rhodisha.gov.in mogra Login Beneficiary List Mo Ghara Registration |
| State | Odisha Government |
| Launch Date | 29 May 2023 |
| Benefits | All people belong form low caste |
| Major Key Points | To give credit loan for making pakka houses |
| Motive of Scheme | Provide help to Residents of Odisha |
| Loan Amount Given | Rs. 3 Lakh |
| Loan Repayment Time | 10 Years |
| Credit Subsidy Starting Date | 15th June 2023 |
| Official Portal | rhodisha.gov.in mogra |
Features of Mo Ghara Scheme
- The rural poor are given access to pucca homes, enhancing their level of living.
- It lessens the likelihood that the impoverished in rural regions may experience calamities.
- It promotes the economic development of rural areas and makes the rural poor feel more worthy of their dignity.
- With the exception of a one-year moratorium period, a programme participant may acquire a home loan up to Rs. 3 lakh, which may be repaid over 10 years in manageable instalments.
- According to the Cabinet announcement, the four loan amount slabs are Rs. 1 lakh, Rs. 1.5 lakh, Rs. 2 lakh, and Rs. 3 lakh, respectively.
- The Mo Ghara programme may make loans available to people with monthly earnings of under 25,000 rupees and those who have previously received housing assistance totalling 70,000 rupees or less.
Related:- E Medhabruti Puraskar Yojana
Eligibility Criteria for Beneficiaries
- If the family is residing in an RCC-roofed kutcha home or one pucca room.
- If the household has never received government housing aid or has only ever received help totaling less than Rs. 70,000 in the past.
- If the family’s monthly income is less than Rs.25,000.
- If the family doesn’t already have a personal, non-commercial motorised four-wheeler.If no one in the family is a regular employee of the government or a public utility and receives a monthly pension from the government or a public utility for the service term.
- If the family’s landholdings total less than 15 acres of unirrigated land or less than 5 acres of irrigated land.
- When the house is finished, the state government will transfer the capital subsidy to the recipients’ loan accounts. The most vulnerable groups, such as SC/ST and PWD led households, would be eligible for an enhanced capital subsidy.
- The capital subsidy issued to the recipients’ loan accounts will result in a substantial decrease in the EMI for repayment, making the payback more manageable.
- The beneficiary will not be charged a processing fee by the bank to authorise the loan.
- The State Government has eliminated the registration price and stamp duties necessary during the mortgage of the titling deed in order to further lessen the recipients’ financial burden. Additionally, there will be no fees for obtaining certified copies of pertinent papers from the Sub-Registrar offices as needed by the bank to execute loan applications under this programme.
- The State Government would refund the banks for the standardised maximum legal consultation charge of Rs. 1000.
- The recipients can also get assistance through pertinent programmes like rural electricity, drinking water, sanitation, etc.
Loan Amount Under Mo Ghara Yojana
| Loan Amount | Subsidy Amount |
| 3 Lakh | Rs. 60000 |
| 2 Lakh | Rs. 60000 |
| 1.5 Lakh | Rs. 45000 |
| 1 Lakh | Rs. 30000 |
Needed Documents List
- Income Statement
- Certificate of Domicile
- Registry
- Land Record Information
- If applicable, a certificate of caste
- Snack Card
- Card Aadhar
- If applicable, PwD Certificate
- Undertaking.
Related:- BSKY Card Beneficiary list
Mo Ghara Application Form
- To benefit from the programme, complete the Odisha Mo Ghara Application Form 2023.
- After June 15, 2023, recipients will be encouraged to submit online applications at rhodisha.gov.in mogra.
- Before filling out the online application form, be sure you are qualified and do not own a pucca house.
- You should wait for the approval after submitting the form before contacting the bank to request the disbursement of the loan amount.
- For quick acceptance, make sure you upload all the necessary papers while completing the online application.
Mo Ghara Odisha Registration
- Check out the Odisha Mo Ghara Yojana webpage rhodisha.gov.in mogra.
- You are sent to this program’s main page.
- Go back to the homepage and click the Apply Online option.
- On the screen, the Mo Ghara Yojana Application Form will be shown.
- Fill out the application form completely and accurately, including your name, district, pin code, and other information.
- Select the below-listed submit button.
- Your registration has now been completed successfully.
- Your application was quickly accepted after that.
Mo Ghara Yojana Beneficiary List
- The beneficiaries will have access to the Mo Ghara Yojana Beneficiary List option on the site’s main page following the introduction of the https://rhodisha.gov.in/.
- You must now select this option.
- The next step is to input your district, taluka, and other information.
- The next step is to press the search button.
- When you press the search button, the Mo Ghara Yojana Beneficiary List will appear on your screen.
- a copy of which you must download and print.
