Bhabishyat Credit Card 2023 Form pdf Download bccs wb gov in

Apply Online for Bhabishyat Credit Card 2023 Form pdf Download bccs wb gov in, ভবিষ্যত ক্রেডিট কার্ড, future credit card West Bengal Application Form.

West Bengal government launched so many schemes for their citizen. So many people’s are get the benefits with the government scheme. Again new scheme names as Bhavishyat Credit Card scheme is launched by the state government.

So friends if you are belong with west Bengal then this article help your more, today in this article we share you all the details about the scheme like, its eligibility criteria, features  and application process tec. So read our article carefully.

Bhabishyat Credit Card

Bhavishyat Credit Card scheme is launched by the West Bengal government. All the citizens of the state who are lived in the West Bengal from 10 years are get the benefit with the scheme. Under the scheme educated candidates who have the talent in entrepreneurial and dream for set up the micro enterprises are get the credit by the government.

With the help of this scheme youth of the state become self employed and starts their income. For developed the employment in the state this scheme is runs in Urban and Rural area of the state. Here is very big opportunity to become self employee starts their business.

Bhabishyat Credit Card

Under scheme candidate between the age of 18 -45 are apply for the scheme and also get the free loan for set up their business, projects agro activities and trading etc.

Name of the schemeBhavishyat Credit Card scheme
For the year2023
Launched by West Bengal Government
AreaEntire State
Tenure5 years 1st April ,2023
BenefitBank loan  
BeneficiaryCitizen of the State
Target Coverage2 lakh youth in a years
Application Processonline
Official websiteBccs.wb.gov.in

Eligibility for Bhavishyat Credit Card

  • Applicant is the permanent citizen of Indian and west Bengal.
  •  Age of the motor transport workers, building construction worker’s between 18-45 years.
  • Only the one member of the family get the benefits with the scheme.

Applicable For

Under the MSMED Act 2006 any income generating project in service, business, Farm sectors like poultry, diary, fish and manufacturing.

For the term loan and working capital loan both the new unit and existing unit are applicable.

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Non- Applicable For

  • Employee of Central government.
  • Employee of the state government.
  • Government undertaking employees and their families.
  • Defaulter borrowers in any bank.

All these are not eligible under the Bhavishyat Credit Card scheme.

Benefits under Bhavishyat Credit Card scheme

 With the help of the BCCS beneficiaries get the loan and government subsidy.

Bank Loan: – For the bank loan the project cost is minus on the govt subsidy in the form of Margin Money Contribution.

Government subsidy:- Government subsidy the project cost is 10 % with a sailing of Rs. 25,000 in the form of Margin Money Contribution.

Annual Guarantee Fee (AHG)

Annual Fee: – No any Fee.

Eligible lending Institution

Under the scheme all the public sector Banks, regional Rural Banks, Private sector banks, Corporative banks, Small Finance banks and other lending institution are recommended.

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Required Documents

There are some required documents that is using on the time of application process list of documents are:-

  • PDF file of file size maximum 2 MB, page size A4.
  • All the ID proof of the applicant.
  • Birth certificate for teh age proof.
  • Residential certificate.
  • Details Project Report.

Bhabishyat Credit Card Form pdf Download

Get Bhabishyat Credit Card Form pdf Download is done by both the way like online and offline.

 For the online process

  • Applicant submits the online application.
  • For the online application it is required to register and login on the official website.
  • It is required to enter the true details like name, mobile number and email Id.
  • Enter all the correct information in the application form.
  • After complete the registration process applicant get the OTP on their email Id or register mobile number.

Offline Process

  • Application form is free of cost.
  • Get the application form by visit on the Duarey Sarkar Outreach camp which is organized by the gram Panchayat and Municipal Ward.

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Bhabishyat Credit Card Apply Online

For the registration there are some easy steps. It is very important to apply for the scheme that you can register on the official website. So you can follow these steps:-

  • Firstly visit on the official website of Bhavishyat Credit Card scheme i.e. bccs.wb.giv.in.
  • Now on the homepage click on the register option.
  • New page is open and enter the name, email Id and Mobile Number.
  • In the last click on the register option.

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Bhavishyat Credit Card Login

After complete the registration process it is required to login on the official website. For that there are some steps:-

  • Firstly visit on the official website.
  • After that on the homepage go on the apply online option.
  • Login window is option.
  • Enter the username /email /mobile number.
  • And password and Captcha code.
  • In the last click sign in option.

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