There are so many students those want to continue their higher education. But due to some financial reasons, the can not do so. This is a huge problem for all those brilliant students, who do not want to leave their studies. But due to some circumstance they have to left it.
To see the problems of economically weaker students, Chief minister of West Bengal has taken initiative to help these students. Recently they start Student Credit Card scheme West Bengal. The basic aim of this credit card is to provide student financial support and freedom. With this credit card scheme students can take loan amount up to 10,000,00.This loan will be provided on very cheap interest rates. They can use this loan for Pay tuition free, buy boos and other expenses.
Update:- Finally on 24th of June CM Mamata announce Students Credit card scheme in west Bengal. After the announcement of this scheme, students can now apply for a New credit card form 30th of June. In their press conference they announced many other scheme witch are promised before Vidhan sabha election. You can check the Press Conference of Mamata Banerjee on YouTube:-
WB Student Credit Card Scheme 2022
All these schemes are promised before the election 2022. So after getting the success in election of 2022, now Mamta Banerjee has launched many schemes for the welfare of students, women, girls and for old age people of the state. All the students who are willing to get further education, get ready to fulfill your dream with credit card scheme of Mamata Banerjee State Government. This article will help you to get all details of WB Students Credit Card Scheme. Just ne with this article till the end.
পশ্চিমবঙ্গের মুখ্যমন্ত্রী মমতা বন্দ্যোপাধ্যায় সম্প্রতি শিক্ষার্থীদের জন্য একটি নতুন স্কিম ঘোষণা করেছেন। এই দলটি পশ্চিমবঙ্গের শিক্ষার্থী ক্রেডিট কার্ড। এই প্রকল্পে সরকার শিক্ষার্থীদের জন্য একটি ক্রেডিট কার্ড সরবরাহ করবে। এই ক্রেডিট কার্ড বা বই, শিক্ষামূলক উপাদান, ল্যাপটপ বা অন্য কোনও শিক্ষার সাথে সম্পর্কিত আইটেম কেনার জন্য শিক্ষার্থীদের পক্ষে দরকারী এটি শিক্ষার্থীদের টিউশন ফি প্রদান করতে সহায়তা করবে। এটি অন্যতম বৃহত্তম ঘোষণা এবং একটি বড় রোগ এবং পশ্চিমবঙ্গ সরকার ছাত্রদের পক্ষে নিয়েছে। প্রতিটি শিক্ষার্থী শিক্ষার সাথে সম্পর্কিত সমস্ত সুযোগ-সুবিধাগুলির অধিকারী নয়। তাই তাদের বেশিরভাগেরই তাদের শিক্ষার জন্য আর্থিক সহায়তা প্রয়োজন। সেখানে আইইএ শিক্ষা শেষ করার পরে তারা উপার্জন শুরু করে এবং তাদের ক্রেডিট কার্ডের Loan পরিশোধ করে।
|Scheme’s Name||WB Student Credit Card Scheme|
|Announced by||Mamata Banerjee, Chief Minister of West Bengal|
|Date of Announcing||25th May 2021|
|Starting Date to apply||To be announced soon|
|Beneficiaries||Students of West Bengal|
|Benefit||To provide credit cards to students|
|Objective||To give loan on low interest rate|
|Loan Amount||Up to 10 lacs|
|Official Website||To be announced soon|
Eligibility Criteria for WB Student Credit Card
You would have to completed the following Eligibility Criteria and Documents given below :
- Only candidate with Indian Nationality can apply for this scheme.
- Candidate must have Residential proof of West Bengal.
- The age of Candidate should be 18 years old or more than 18 years.
- Candidate should have completed his / her 12th from recognized board of West Bengal.
- Applicant use this Education loan in educational institutions of West Bengal.
- If you have already a degree you can not do another degree under this scheme.
- Degree holders can take higher education such as MBA, CA, MCA and M. Tech etc.
- You can get credit card only if your CIBIL score would be 700 or more than this.
Check Video For Details
So you have to followed this list of documents for applying for the scheme ;
- First of all you need a Application form to apply for the scheme.
- Details of course which you want to do under this scheme.
- Fee Structure of the course
- 2 Passport size photographs of the Candidate
- Educational certificates and details Mark sheets of class 10th and 12th.
- Residential Address proof of Candidate.
- Aadhar card or any other identity proof such as PAN Card.
- Bank details of last one year and Bank Passbook’s details
- Income Certificate of the family.
- Mobile Phone Number of the candidate
Features of Students Credit Card
- So candidate can take a loan under WB Student Credit Card scheme. Loan amount can be up to rupees 10 lacs.
- This Education loan will be given on very low interest rates for all the students. After verification of their Eligibility Criteria.
- The other major benefit of the scheme is ; that you can repay this loan amount whenever you will get job after your course done.
Uses of Student Credit Card Loan
- With the help of student credit card, student can pay his /her Education Fee and hostel fee also.
- Students can Use this credit money for their Education purpose. These Educational purpose can be anything such as If you need a laptop for your course‘s purpose. If you want to buy some book, student can pay their examination fee etc.
How to apply for student credit card in West Bengal
This scheme is one of the scheme which Mamata Banerjee wants to launch after her victory in the 2022 elections.
As per her promise, she announced this scheme within one month after winning the elections.
We are also hoping government will also launch a dedicated portal to apply for this scheme.
But we have no any information about any online or offline Application procedure. If you are also waiting for this scheme and to apply for this scheme.
You would have to wait till the government’s another announcement regarding the scheme.
We will come back on our website to tell you the remaining Application procedure. So do not forget to catch us Regularly.
This is a credit card scheme for all those students who want to get further studies.
The main objective is to provide loan to all those students who want to take higher education but could not get because of financial condition.
Loan Amount up to Rupees 10 lacs.
Interest rate will be 4% for the students.
Students can repay this loan after completing their Education and getting jobs.
The procedure of Registration will be updated soon after official guidelines.