{AGSY} Atmanirbhar Gujarat Sahay Yojana 1 lakh Rs. Loan

AGSY, Atmanirbhar Gujarat Sahay Yojana 1 lakh Rs. Loan Application Form, Atmanirbhar Gujarat Sahay Yojana Apply Online:- In a 7th video conferencing cabinet meeting of the Gujarat Government cabinet chaired by Chief Minister Shri Vijaybhai Rupani, the Chief Minister thanked PM for the announcement of Rs 20 lakh crore relief package to revive the economy. Following the detailed announcement of this package by the Finance Minister, it was also discussed in the Cabinet meeting that the benefits of this package reach to small and medium enterprises, including trade and industry and needy people across the state as soon as possible. Discussions were also held at the state cabinet meeting on deciding the strategy for implementation of the package in the state.

Atmanirbhar Gujarat Sahay Yojana

Deputy Chief Minister Shri Nitinbhai Patel and Minister of State for Home Shri Pradipsinh Jadeja from Gandhinagar and other Cabinet Ministers from district headquarters joined video conference cabinet. The Chief Minister also reviewed the Covid-19 infection spread in the state and the health measures taken to prevent transmission. In cabinet meeting they decided to launch Atmanirbhar Gujarat Sahay Yojana for all the enterprenures. Also this scheme will be implemented for Small businessmen, Skilled Workers, Autorickshaw owners, Electricians, Barbers, Other people with lower income. In addition implementation of lockdown as well as the district-wise review of the system of free distribution of food grains from government approved fair prise shops were also reviewed.

Atmanirbhar Gujarat Sahay Yojana
Atmanirbhar Gujarat Sahay Yojana

The Chief Minister also directed the District Collectors to execute plan to send other state labours back to their home state in a stipulated time. These Labourers stuck in towns like Surat, Ahmedabad, Vadodara, Rajkot and most of them belongs to states like UP, Bihar, Odisha and Jharkhand. Chief Secretary Shri Anil Mukim, Director General of Police Shri Shivanand Jha and other senior secretaries joined the video conferencing meeting from the Tapi hall of Swarnim Sankul in the Secretariat.

Atma nirbhar gujarat sahay yojana 2020

Gujarat Chief Minister Vijay Rupani today in a video briefing here announced ‘Atmanirbhar Gujarat Sahay Yojana’ for lockdown-hit small shop-keepers and self-employed people. Upto Rs. 1 lakh loan at 2 per cent annual interest rate will be given without guarantee to beneficiaries under this scheme. Rest 6 per cent interest will be repaid to the banks by the State government. Atmanirbhar Gujarat Sahay Yojana to provide Rs. 1 lakh loan at 2% interest rate scheme. This is state govt’s helping hand in the form of Rs. 5000 crore package for people. It includes small businessmen, skilled workers, autorickshaw owners, electricians and others whose economic activities have been disrupted due to the ongoing COVID-19 lockdown.

The state government of Gujarat will pay another 6% interest to banks giving loan under the Atmanirbhar Gujarat Sahay Yojna (AGSY) targeted at small businessmen. Moratorium period will be first six month. So a person will not need to pay any installment or interest in the first six months. Estimatedly, more than 10 lakh people will benefit from this unsecured loan worth total estimated amount of Rs. five to six thousand crore. Loans will be given by 220 Urban cooperative banks, 18 district cooperative banks and credit societies. Loan period will be 3 years.

Beneficiary under AGSY Scheme

  1. Small businessmen
  2. Skilled Workers
  3. Autorickshaw owners
  4. Electricians
  5. Barbers
  6. Other people with lower income

CM Tweet about this scheme

Gujarat Government 1 Lakh Loan Scheme

Other states have declared assistance of Rs 5,000 or so to such people. However, we are of the opinion that such a small amount will not bring their life back to normal, he said. “Around 10 lakh such people will be given loan of Rs 1 lakh each from banks at just 2 per cent annual interest to start their lives afresh, Rupani said. Loans will be provided on the basis of application where no guarantee will be required, he said. The state government will pay the remaining 6 per cent interest on loan to banks. The tenure of such loans will be three years. Re-payment of principal and interest will start after six months of sanction, he said. Thinking about the small businessmen and traders whose business has come to a standstill due to the lockdown, the state government is announcing a “Atmanirbhar Gujarat Sahay Yojana” under which more than 10 lakh people will take advantage,” said Rupani. He said the government wants the businesses to recover in the next 6-12 months from the impact of the lockdown.

पीएम मोदी द्वारा आत्मनिर्भर नामक 20 लाख करोड़ के पैकेज का ऐलान किया गया था। रूपाणी सरकार ने उसी तर्ज पर ‘आत्मनिर्भर गुजरात’ योजना की घोषणा की है। सरकार के मुताबिक, छोटे व्यापारियों को सिर्फ 2% ब्याज पर 1 लाख रुपये की लोन देने का निर्णय किया गया है। खुद सीएम रुपाणी ने इसकी घोषणा की और राज्य में जल्द से जल्द व्यापार-उद्योग शुरू करने के संकेत भी दिए। मुख्यमंत्री ने कहा कि सरकार राज्‍य की सहकारी बैंकों, जिला बैंकों की ढाई हजार से अधिक शाखाओं व क्रेडिट सोसायटियों के जरिए लघु उद्योग, व्‍यापार, दुकान, छोटा-मोटा धंधा कर गुजारा करने वाले, इलेक्ट्रिशियन, कारीगर, श्रमिकों को 3 साल के लिए 1 लाख रुपये तक का लोन 2 पर्सेंट के ब्‍याज पर दिया जाएगा। इस लोन में 6 महीने तक कोई ईएमआई भी नहीं चुकाना पडेगा.

Atmanirbhar Gujarat Sahay Yojana Apply Online

Gujarat, Chief Minister Vijay Rupani announced Atmanirbhar Gujarat Sahay Yojana . The scheme for small shop keepers and self-employed hit by the lockdown. Under the scheme, one lakh rupees collateral free loan will be given at two per cent for the beneficiaries for three years. The beneficiaries will have to make only one application to avail the loan from state and District Cooperative Banks and credit agencies. They won’t have to pay any installment during the moratorium period for the first six months.

He said ,the State Government will pay the rest six per cent interest to the banks. There won’t be any processing fees for the loans. Over 10 lakh self-employed people, small traders shop keepers will be benefited from the scheme. Just like other loan schemes, the state govt. of Gujarat will invite Aatmanirbhar Gujarat Sahay Yojana online application form. These applications may be invited through the Gujarat govt. official website or a new dedicated portal. People will have to make registration for this scheme by filling Atmanirbhar Gujarat Sahay Yojana apply online form. As soon as the online application process will start, we will update it here.

This AGSY scheme aims to benefit small businessmen and cross section of people falling under the lower middle income group. As per the Aatmanirbhar Gujarat Sahay Yojana, loan tenure will be of 3 years and payment of installments will begin after 6 months of loan disbursal. Earlier on 13 May 2020, central govt. has launched Aatm Nirbhar Bharat Abhiyan (self reliant India campaign).

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