SBI Apun Ghar Scheme 2023 House Loan Assam: Application Form pdf, sbi apun ghar home loan calculator, apun ghar home loan emi calculator, apun ghar home loan application form pdf, aponar apon ghar scheme details
Under this Assam Aponar Apun Ghar Scheme Home Loan Subsidy Scheme, the government is going to provide subsidies on home loans. Today in this article we will share with you complete information about the application procedure, eligibility criteria, and other important details.
Also, you will get a complete step-by-step guide to get registered at assamfinanceloans.in the portal. Under this Scheme, the Assam government will provide home loans to Every permanent resident of Assam with a subsidy of up to Rs 2.5 lakh on home loans to Rs 40 lakh.
Apun Ghar Scheme 2023
Under Apun Ghar Scheme employees will get a loan minimum of Rs. 5 Lacs and up to Rs. 40 lakh. We all know that there are many families who do have not their own homes or live in rented houses. So for those families Apun Ghar Scheme, they are able to build their houses.
This is a great initiative that was started by the Assam government to provide subsidies on home loans.
Now we will share your registration and application procedure for Assam Apun Ghar Subsidy Scheme. Under Aponar Apon Ghar home credit sponsorship conspire in Assam, all the candidates will return home advances at financed loan fees. This is an augmentation of the past Apun Ghar Home Loan Scheme.
Under Apun Ghar’s home advance plan, the state govt. was giving an intrigue sponsorship of 3.5% for govt. workers on home credit up to Rs. 15 lakh taken for a 20 years term.
The main intention of this home loan scheme is to improve the infrastructure of the state by lending amounts to the employees to construct new homes for affordable home loans for low-interest rates.
In order to make sure about providing low-interest rate home loans for the beneficiaries under this scheme, the Assam state government signed a Memorandum of Understanding (MoU) with the State Bank of India.
SBI aponar apon ghar scheme 2023
|Scheme||Aponar Apun Ghar Scheme 2023|
|Benefits||Subvention in Housing Loan Interest|
|Under||State Government of Assam|
|Apply Online||Apunar Apun Ghar Scheme Apply Online|
|Loan through||State Bank of India|
|Application for||Aponar Apun Ghar Scheme Form online|
Eligibility Criteria of Assam Apun Ghar Scheme
- Applicants must be permanent resident of Assam state.
- Applicant must avail of housing loans from any Scheduled Commercial Bank, Regional Rural Banks, or Assam Cooperative Apex bank within the state.
- The total family income from all sources must not exceed Rs. 20 lakhs.
- Housing loans must be of more than Rs. 5 lakh and sanctioned by bank on or after 1 April 2019.
- Those who already benefited under Apon Ghar scheme are not eligible.
- Loan accounts must not be under NPA (Non Performing Assets) status.
- This must be the first home by the composite family.
Subsidy Criteria under this Scheme
|Loam amount issued by the bank||The subsidy that the state will offer|
|Below Rs. 5 lakhs||No subsidy|
|From Rs. 5 lakhs to Rs. 10 lakhs||Rs. 1.00 lakh|
|From Rs. 10 lakhs to Rs. 20 lakhs||Rs. 1.50 lakhs|
|From Rs. 20 lakhs to Rs. 30 lakhs||Rs. 2.00 lakhs|
|From Rs. 30 lakhs to Rs. 40 lakhs||Rs. 2.50 lakhs|
- Residential Certificate.
- Income Certificate.
- Mobile Number.
- Passport size Photo.
- Bank Account.
- Aadhaar Card.
- PAN Card.
- Property Address.
- Loan Proof.
aponar apun ghar scheme 2023 Apply Online
- Visit to the official Portal of the scheme
- One click on this link, after which you will reach the home page of the official website of Assam Finance Ministry.
- In this page, you have to click on the option https://assamfinanceloans.in/subsidy/welcome
- After this a new page will appear, in this page you have to click on the Apply option. Then a new page will open with the application form.
- In this page, applicants have to say Yes or No in the declaration form.
- After this, fill your personal details in the form which includes your name, address etc.
- Then applicants have to add their loan details in the form.
- Next, upload supporting documents of your claims in the form.
- Then after filling this form, click in the “Save” option at the end.
If you are eligible then go for the Apun Ghar Scheme 2023 Home Loan Subsidy Scheme Application Form filling process with the help of the below-mentioned link. So bookmark this page and then fill the Assam Government Home Loan Subsidy Scheme Apply Online Form.